NT Capital Group builds the systems behind serious financial decisions: custom Python platforms, quantitative risk models, BI infrastructure, and specialist technical capability for African markets.
Small enough to be exacting. Senior enough to be accountable.
Beautiful slides do not survive a regulatory committee, a broken pipeline, or a portfolio behaving badly under stress. NT Capital is built for the heavier work that happens after strategy is agreed.
We combine software engineering, quantitative analytics, and financial services domain judgement so teams get tools that can be used, challenged, maintained, and trusted.
Focused offerings for teams that need production capability, not consulting theatre. Every engagement is shaped around a tangible working outcome.
Custom software for risk, treasury, reporting, and analytics workflows. Python backends, dashboards, data pipelines, deployment, and maintenance.
Credit risk, IFRS 9 ECL, IRRBB, Basel capital, ALM, stress testing, and scenario analytics built by practitioners who know the committee room.
Placement of quantitative analysts, data scientists, financial modellers, and risk engineers through a practitioner network built inside banking.
Selected engagements, with client identities protected where requested. The common thread: software and models built for operational use.
Production Python model covering NII sensitivity, EVE analysis, and repricing schedules. Built and presented directly to ALCO.
300-850 point credit scoring model for pan-African expansion, including alternative data, Gambia-specific factors, and IFRS 9 integration.
WoE/IV, reject inference, DSR modelling, roll rates, vintage curves, PSI monitoring, and automated reporting in a usable decision engine.
Principal-level quantitative risk advisory, model builds, and regulatory-aligned reporting frameworks integrated into client infrastructure.
NT Capital was founded by a quantitative risk professional who spent over a decade inside South Africa's financial institutions, building the models, reporting, and analytical infrastructure regulators and committees depend on.
That background shapes how we work: direct senior involvement, practical delivery, honest scoping, and a bias toward tools that survive real operating pressure.
NT Prop is the group's property management software, giving landlords, agents, and portfolio managers one place to run leases, tenants, rent, and maintenance, with the reporting discipline we bring to institutional finance.
Tenant records, lease terms, renewals, and escalations tracked in one place.
Rent invoicing, payment tracking, and arrears follow-up across every unit.
Log, assign, and track maintenance requests and inspections from report to resolution.
Occupancy, income, and expense reporting for owners and managers, by property or portfolio.
Math Busters is the group's specialist maths tutoring arm, bringing the same rigour we apply to institutional risk models to students from primary school through university. Sessions run online one-on-one, in person in Johannesburg, and in small groups.
Visit Math BustersBuilding number sense and confident problem-solving from an early stage.
Grade 8–12 support aligned to the curriculum a student's school actually teaches.
Focused, exam-driven revision for the final push toward matric results.
First-year calculus, statistics, and quantitative foundations.
No lengthy theatre. Tell us what you are trying to solve, even if it is still half-formed, and we will tell you directly whether we can help and how.
How we expect this website and our paid services to be used, in plain language.
These terms govern your use of the NT Capital Group website (nt-capital.co.za) and any service you buy from us, including software engineering, quantitative analytics, specialist recruitment, NT Prop subscriptions, and Math Busters tutoring. By using this website or engaging us for any of these services, you accept these terms. If you do not agree with them, please do not use the site or buy a service from us.
NT Capital (Pty) Ltd, trading as NT Capital Group, is a company based in Johannesburg, South Africa. You can reach us at hello@nt-capital.co.za.
Scope and pricing for project based work (software, analytics, recruitment) is agreed with each client in writing before work starts, and that written agreement takes priority over this page. These terms mainly cover general use of the website and the subscription or once off services sold through it, such as NT Prop and Math Busters.
Where payment is taken through the website or through an invoice linked from it, we use PayFast as our payment processor. PayFast handles your card and banking details directly, and we do not store your full card details on our own systems. Prices are shown in South African Rand unless stated otherwise.
The text, graphics, and code on this website belong to NT Capital (Pty) Ltd unless we say otherwise. Please do not copy or reuse them without our permission. Work we build for a client under a signed agreement is covered by that agreement, not by this clause.
We try to keep this website accurate and available, but we cannot promise it will always be error free or uninterrupted. To the extent allowed under South African law, NT Capital (Pty) Ltd is not liable for indirect or consequential loss arising from your use of this site. Nothing in this clause limits any liability that cannot lawfully be excluded.
We may update these terms from time to time. The version published here at the time you use the site or make a purchase is the one that applies.
These terms are governed by the laws of South Africa, and any dispute is handled by the South African courts.
Most of what we sell is a service or digital access rather than a physical product, so delivery works a little differently depending on what you buy.
Once your subscription payment is confirmed, we create or activate your account and send your login details to the email address you gave us, usually within one business day. From that point you have access to the live platform. Nothing is shipped to you.
Tutoring sessions run online or in person in Johannesburg, depending on what you booked. After payment, we confirm your first session time by email or WhatsApp, usually within one business day, and sessions then run on the agreed schedule.
These are project based engagements. Delivery milestones, timelines, and handover steps are set out in the signed agreement or statement of work for that project, rather than on this page.
If you have paid for something and have not received confirmation or access within two business days, please contact hello@nt-capital.co.za and we will sort it out.
What happens if you need to cancel, reschedule, or ask for your money back.
You can cancel your subscription at any time from your account or by emailing hello@nt-capital.co.za. Cancelling stops future billing. We do not refund the current billing period once it has started, but you keep access until that period ends. If you were charged in error, or billed twice for the same period, let us know and we will refund the duplicate charge.
Cancel a scheduled session more than 24 hours in advance and you can rebook it or get a refund. Cancellations made less than 24 hours before a session are not refundable, because the tutor's time has already been set aside. If we need to cancel or reschedule a session on our side, you will always get a full refund or a free rebooking, whichever you prefer.
Refunds for project based work depend on how much of the agreed work has already been delivered, and are handled under the terms of the signed agreement for that specific engagement rather than under this general policy.
Approved refunds are paid back through PayFast to your original payment method, usually within 5 to 10 business days of approval, depending on your bank.
If something about a payment, a booking, or an engagement does not feel right, email hello@nt-capital.co.za and we will look into it directly. We would rather sort out a genuine problem than have you stuck with a bad experience.